Little Known Facts About 228 loan.
Little Known Facts About 228 loan.
Blog Article
If you would like to touch upon the current content material, you should use the 'Content Feedback' button underneath for Recommendations on getting in touch with the issuing company
When making use of performance tests and strategic options pursuant to paragraph (a) of the area, and when identifying no matter if to approve a strategic plan pursuant to § 228.
Apart from a little lender that opts to get evaluated pursuant to your Retail Lending Examination in § 228.22, the Board assigns conclusions with the functionality of a small financial institution evaluated beneath this area as delivered in appendix E to this part.
The Board may take into consideration a bank's Local community enhancement loans, community enhancement investments, and Group development solutions presented beyond its facility-centered evaluation locations, as presented On this aspect.
(ix) An indicator for whether the loan was to a company or farm with gross annual revenues better than $one million; and
Pursuant to twelve U.S.C. 2906, the Board offers conclusions derived less than this part independently for metropolitan parts where a bank maintains one or more domestic branch workplaces and to the nonmetropolitan space of a Condition if a lender maintains one or more domestic branch places of work in such nonmetropolitan region.
(four) Lacking or faulty details that may be necessary to compute the pertinent metrics and benchmarks or some other things that prevent the Board from calculating a Retail Lending Take a look at advisable summary.
A significant bank should collect and preserve in Digital sort, as prescribed with the Board, until eventually the completion from the bank's up coming CRA evaluation during which the data are evaluated, the following data for every small enterprise loan or little farm loan originated or purchased via the lender over the analysis time period:
(five) A list of retail banking services (like several hours of Procedure, available loan and deposit merchandise, and transaction costs) normally made available within the bank's branches and descriptions of material variances in the availability or cost of providers at unique branches, if any.
An Modification to some prepare ought to comply with all pertinent requirements of the section, Except the Board waives a prerequisite as not applicable.
(B) A financial institution in addition to a substantial lender may well contain a community advancement services component and accompanying yearly measurable goals in its program.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(B) A lender may perhaps specify employing property instead denominator for a Neighborhood growth funding metric 228 loan if it better measures a bank's capability.
A big bank must collect and retain in electronic form, as prescribed via the Board, until eventually completion in the lender's following CRA examination where the data are evaluated, the subsequent information with regard to retail banking solutions and retail banking products and solutions offered and furnished by the financial institution during Just about every calendar year: